Legal Disclaimer

Velmora Vista Consulting prides itself on absolute clarity and transparent communication. To maintain transparency and comply with US regulatory standards, we provide this comprehensive Legal Disclaimer outlining the professional boundaries of our advisory services.

1. Not a CPA Firm (No Public Accounting)

Although our advisors offer bookkeeping support, chart of accounts design, and general cashflow planning advice, Velmora Vista Consulting is not a licensed Certified Public Accounting (CPA) firm.

Specifically, our services do not include:

• Filing local, state, or federal corporate tax returns on behalf of clients.
• Issuing formal audited or reviewed financial statements for regulatory agencies.
• Representing clients in audits before the Internal Revenue Service (IRS) or state comptroller offices.
• Issuing binding tax opinions or tax positions under IRS Circular 230.

Ledger configurations, accounting software guidance, and reconciliation workflows are designed to serve as operational supports. We advise clients to submit final bookkeeping records to a licensed CPA for annual tax filings.

2. Not a Law Firm (No Legal Counsel)

Discussions regarding corporate entities (LLCs, S-Corporations, C-Corporations) and capitalization checklists reflect operational best practices for starting a business. Velmora Vista Consulting is not a law firm, and our advisors are not attorneys. We do not provide legal counsel.

Specifically, our services do not include:

• Drafting binding partner contracts, stock purchase agreements, or investor term sheets.
• Filing articles of incorporation or organization with state departments on a representative basis.
• Providing legal opinions regarding regulatory compliance violations or pending disputes.

All entity checklists, operating agreement outlines, or corporate resolutions templates provided by our firm should be reviewed, edited, and approved by a licensed attorney before execution.

3. Not a Licensed Financial Institution

Velmora Vista Consulting is not a licensed financial institution, investment advisory firm, or broker-dealer. We are business consultants.

Specifically, our services do not include:

• Managing client capital, investment portfolios, or trading equities.
• Issuing, underwriting, or brokering securities or private equity transactions.
• Providing investment recommendations regarding specific stocks, bonds, or mutual funds.
• Securing or guaranteeing business loans, lines of credit, or commercial mortgages.

All cashflow projections, runway simulators, and capital allocation models are developed as internal planning sheets. They represent projections and are not investment prospectus materials.

4. Accuracy of Website & Calculator Tools

The calculators, planner outcomes, and checklist deliverables displayed on this site are designed for illustrative and educational purposes. While we strive for accuracy, tax laws and municipal codes change rapidly. Velmora Vista Consulting does not warrant that website formulas or planner checklists reflect current regional statutes. We are not liable for any strategic business decisions made based on platform outputs.